@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Instrument+Serif:ital@0;1&display=swap');
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p{margin-bottom:23px}.lead{font-size:21px;line-height:1.6}.article-body h2{font-size:34px;line-height:1.2;margin:40px 0 17px;scroll-margin-top:30px}.verdict{padding:25px;background:var(--light);margin:28px 0}.verdict .eyebrow{color:var(--accent)}.verdict p{margin:10px 0 0;font-size:17px}.article-aside{font-size:11px;align-self:start;position:sticky;top:30px;padding-top:8px}.article-aside ol{list-style:none;padding:0;margin:0}.article-aside li{padding:9px 0;border-bottom:1px solid var(--line);line-height:1.6}.article-aside a{text-decoration:none}.aside-note{margin-top:35px;border-top:2px solid var(--ink);padding-top:20px}.aside-note p{color:var(--muted);margin:8px 0 14px}.table-wrap{max-width:100%;overflow:auto;margin:28px 0}table{width:100%;border-collapse:collapse;font-size:13px}caption{font-size:11px;text-align:left;color:var(--muted);padding-bottom:10px}th{background:var(--light);font-weight:600;text-align:left}td,th{padding:13px 12px;border-bottom:1px solid 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small{font-size:10px;color:var(--muted)}.check{font-size:12px;display:flex;align-items:flex-start;gap:8px;margin:22px 0}.check input{margin-top:4px;accent-color:var(--ink)}#calc-result{background:var(--paper);padding:20px;border:1px solid var(--line)}#calc-result dl{margin:0}#calc-result dl>div{display:flex;justify-content:space-between;gap:12px;padding:7px 0;font-size:13px}#calc-result dd{margin:0;font-weight:600}#calc-result p{margin:15px 0 0;font-size:13px;border-top:1px solid var(--line);padding-top:13px}.calculator>.fine{margin:15px 0 0}.error{color:#8d2a15}[hidden]{display:none!important}@media(max-width:1000px){.header,main,footer{padding-left:30px;padding-right:30px}.hero{gap:35px}h1{font-size:60px}.ledger-preview{padding:23px}.receipt-title{font-size:29px}.article-layout{gap:40px;grid-template-columns:minmax(0,1fr) 200px}.article-heading h1{font-size:55px}.method-strip{grid-template-columns:.5fr 1fr 1.2fr}.method-strip h2{font-size:34px}}@media(max-width:720px){.header,main,footer{padding-left:22px;padding-right:22px}.header{height:auto;min-height:105px;align-items:flex-start;flex-direction:column;gap:15px;padding-top:18px;padding-bottom:17px}.header nav{gap:21px;font-size:11px}.brand{font-size:21px}.brand-mark{height:32px;width:32px;font-size:25px}.hero{grid-template-columns:1fr;padding:42px 0;gap:35px}.hero h1{font-size:57px;letter-spacing:-1.5px}.hero .eyebrow{font-size:9px;letter-spacing:1.3px}.hero-description{font-size:15px}.ledger-preview{max-width:440px;width:100%;transform:none}.principles{grid-template-columns:1fr;gap:17px}.principles>div{border:0;padding-left:0}.principles p br{display:none}.principles p strong{padding-left:6px}.section-heading{align-items:flex-start;flex-direction:column;gap:0}.section-heading h2{font-size:40px;margin-bottom:18px}.search-label{width:100%;margin-bottom:22px}.guide-section{padding-top:40px}.filters{gap:2px}.filters button{font-size:10px;padding:7px 9px}.guide-row{grid-template-columns:24px 1fr 20px;gap:12px}.guide-row h3{font-size:21px}.guide-row p{font-size:12px}.row-tail{font-size:0}.row-tail b{font-size:23px}.method-strip{grid-template-columns:1fr;gap:15px}.method-strip .eyebrow{margin:0}.method-strip h2{margin:0}.method-strip p{margin-top:6px}footer>div{flex-direction:column;gap:8px}.article-top{font-size:10px;gap:14px}.article-heading{margin:35px 0}.article-heading h1{font-size:45px;letter-spacing:-.8px}.article-layout{grid-template-columns:1fr}.article-aside{position:static;grid-row:1;display:none}.article-body{font-size:15px}.article-body h2{font-size:30px}.lead{font-size:19px}.fields{grid-template-columns:1fr}.calculator{padding:19px}.method-page h1{font-size:49px}.method-page{padding-top:40px}.related{margin-top:40px}.receipt-total strong{font-size:44px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

.quote-options{margin-top:22px;border-top:1px solid var(--line);padding-top:16px}.quote-options summary{cursor:pointer;font-size:13px;font-weight:600}.quote-options .fields{margin-top:16px}.quote-options summary:focus-visible{outline:2px solid var(--ink);outline-offset:4px}

.price-groups{margin-top:22px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:16px 0}.price-groups>summary{cursor:pointer;font-size:13px;font-weight:600}.price-groups>summary:focus-visible{outline:2px solid var(--ink);outline-offset:4px}.price-groups>.fine{margin:14px 0}.price-group{padding:14px 0;border-top:1px solid var(--line)}.price-group h3{font-family:var(--sans);font-size:12px;font-weight:600;margin:0 0 10px}.price-group .fields{grid-template-columns:1fr 1fr}

.search-status{display:flex;flex-wrap:wrap;gap:8px 20px;align-items:center;padding-top:16px}.search-status p{margin:0}.search-status button{background:none;border:0;color:var(--ink);text-decoration:underline;text-underline-offset:4px;font-size:12px;padding:6px 0;cursor:pointer}

.calculation-summary{margin-top:24px;border-top:1px solid var(--line);padding-top:20px}.calculation-summary summary{cursor:pointer;font-weight:600}.calculation-summary label{display:block;margin:16px 0 8px}.calculation-summary textarea{box-sizing:border-box;width:100%;max-width:100%;padding:14px;font:inherit;font-size:14px;line-height:1.7;resize:vertical;background:var(--paper);color:var(--ink);border:1px solid var(--line)}.calculation-summary .button{margin-top:14px}.calculation-summary textarea:focus-visible{outline:2px solid var(--ink);outline-offset:3px}

.decision-support{border-top:1px solid var(--line);margin-top:16px;padding-top:2px}.decision-support>p{border-top:0!important;padding-top:0!important}.decision-support>strong{display:block;margin-top:18px;font-size:12px}.decision-support ul{margin:8px 0 0;padding-left:20px;font-size:12px;color:var(--muted)}.decision-support li{margin:6px 0}
.cash-timing{margin:18px 0;padding:16px;background:var(--light);border:1px solid var(--line)}.cash-timing>strong{display:block;font-size:12px;margin-bottom:8px}.cash-timing dl{margin:0!important}.cash-timing dl>div{align-items:flex-start;border-top:1px solid var(--line)}.cash-timing dl>div:first-child{border-top:0}.cash-timing dt{max-width:42%}.cash-timing dd{max-width:56%;text-align:right}

.provider-next-step{margin-top:18px}.provider-next-step .button{min-height:44px}.provider-next-step .fine{margin:8px 0 0}

.billing-calendar{margin-top:22px;border-top:1px solid var(--line);padding-top:16px}.billing-calendar>summary{cursor:pointer;font-size:13px;font-weight:600}.billing-calendar>summary:focus-visible{outline:2px solid var(--ink);outline-offset:4px}.billing-calendar>.fine{margin:12px 0}.billing-calendar .fields{max-width:340px}.billing-calendar-result{margin-top:16px;padding:16px;background:var(--paper);border:1px solid var(--line)}.billing-calendar-result>strong{display:block;font-size:12px;margin-bottom:8px}.billing-calendar-result dl{margin:0}.billing-calendar-result dl>div{border-top:1px solid var(--line);padding:9px 0}.billing-calendar-result dl>div:first-child{border-top:0}.billing-calendar-result dt{font-size:12px;font-weight:600}.billing-calendar-result dd{margin:3px 0 0;font-size:12px;line-height:1.7}.billing-calendar-result .fine{margin:12px 0 0}

@media(max-width:720px){.price-group .fields{grid-template-columns:1fr}.cash-timing dl>div{display:block!important}.cash-timing dt,.cash-timing dd{max-width:none;text-align:left}.cash-timing dd{margin-top:3px}}